|Mr.Sharad Sharma,Mg.Director,Mr.Keshav Kumar CGM (Right)|
& Mr.Sajeev Krishnan CGM (Left) addressing media.
Q 3 RESULTS. FY-15.
*Net profit up by 63% during 9 months FY 15 (Y-O-Y).
*Operating Profit up by 15.7%.
* Net Interest Income registered
a growth of 9% y-o-y.
*Gross NPA reduced to 5.1%.
* Net NPA reduced to 3.11%.
* E.P.S : Rs.20/- .
CASA to aggregate deposit
Ratio : 33.24%.
Total branches :1002..Of which
80% branches located in Karnataka.
Total ATM's : 1255. Agricultural Advances increased by 20%.
Retail advances (personal segment) increased by 20%.Housing loan constitutes51%
of total retail advances.
Deposits:Retail Deposits registered an increase of 18% y-o-y,while bulk deposits
share has come down from 21% to 12% y-o-y.
The Credit Deposit Ratio is at 81%.
Corporate Social Responsibility: The bank has taken several initiatives in this
direction like donating 1.57 crores to Kidwai Memorial Hospital,Rs.1 crore to
KSOU,Mysore for construction of Library building. The bank has been awarded
"THE BEST BANK-CSR & GREEN INITIATIVES".